Home Loans
Fast & Flexible Home Loan Options
Placid Loans helps Australians find home loan options that suit their situation without the confusing bank jargon.
Whether you’re buying your first home, refinancing for a better rate, or looking for a loan that works with self-employed income, we compare lenders and guide you through the process from start to finish.
We work with a range of banks and non-bank lenders that offer owner-occupied, investment, fixed, variable and low-doc home loans.
If a bank has said no, we’ll still check your eligibility with flexible lenders.
Apply online in minutes and one of our loan specialists will contact you to go through your options.
Why Apply for a Home Loan Through a Broker?
Applying for a home loan through a broker gives you access to a wider range of lenders, competitive rates, and expert guidance from start to finish. Instead of dealing with a single bank, we assess your situation once and match you with suitable home loan options that fit your needs.
We assist a wide range of borrowers, including first home buyers, refinancers, self-employed applicants, and those with complex financial circumstances. Our process is straightforward and transparent, helping you move confidently from application through to settlement.
How to Apply
The form on this page sends your details straight to Placid Loans Australia. Our customer service team and broker partners review your information and work with their lender panel to see what might be suitable for your situation.
- Complete the secure online application on this page.
- Your information is reviewed by Placid Loans and our broker partners.
- A finance specialist contacts you to discuss options and answer questions.
- If you’re approved and happy to proceed, your asset loan is arranged and settled.
What we may need
- Basic personal details and contact information.
- Employment, income and (if applicable) business details.
- Details of the asset you’re interested in (if known).
- Information about any existing loans or financial commitments.
Australia-Wide New Car Finance
We assist clients across Queensland, New South Wales, Victoria, Western Australia, South Australia, Tasmania, ACT and the Northern Territory, including suburbs and postcodes such as Gatton 4343, Laidley 4341, Toowoomba 4350, Ipswich 4305, Brisbane 4000 to 4179 and surrounding areas.